This year you can invest your £20, allowance into a Stocks & Shares ISA and us Best Self-select ISA Provider and Best Online/Execution-only Stockbroker. A self-select Isa means you can choose which shares and bonds to buy, thus avoiding fund managers' fees. Here are the key decisions you'll. The main advantage of a self - select Isa is the ability to hold a Isa based on individual shares and without advice, is best handled using an. As a promotion it has removed dealing fees for more than 1, ETFs until 30 April meaning you could build a portfolio for nothing other than the costs of the products. Self-select ISAs Experienced investors who want greater control over their investment choices may want to consider using a self-select ISA. If you want to build an Isa from funds, you should check out the main fund supermarkets, which are Fidelity FundsNetwork, offering funds from 34 providers and Egg with funds from 24 providers. This is cheap investing but it is only for buying funds, you can't add any shares, investment trusts or bonds too. The larger your investment, the bigger the difference. Investors get dealing at just 0. The reason for investing in an Isa is its tax-friendly nature, with the added bonus that you don't need to worry about a tax return or declaring gains. Investors get dealing at just 0. Rplan is an interesting funds-only option for DIY investors. Looking for a tax-free home for your savings? It offers a selection of three model portfolios graded by risk. This type of DIY investing involves a fair amount of research, since you do not have a fund manager to do the job for you. Qualifying share and investment trust investors would pay no fees on these holdings. Opting for a self-select Isa based on individual shares and without advice, is best handled using an online broker. The good news is that costs are consistently being trimmed and being made more transparent. Charges vary for those Isa investors choosing to hold investment trusts, ETFs, shares and directly traded corporate bonds, alongside traditional managed funds in the form of OEICs and unit trusts. This will give you an added benefit of something called 'pound cost averaging'. No, follow the investment rulebook.